Credit Cards 

- balance transfer- przenesienie salda


- if you want to apply for a card you have to have a regular income - jeski chcesz sie ubiegać o ta kartę , musisz miec regularne dochody

• - you have to give information about Your current UK address details, plus your previous address( poprzedni )  if you've moved in the last 3 years

- you have to give information about Your annual income- dochod roczny 

- middle name - 2 imię 

- last name - nazwisko 

- employment status - dane odnosnie zatrudnienia : employed full time 

- Monthly share of mortgage/rent payments (excluding Housing Benefit) - miesięczn a rata hipoteczna lub opalata za czynsz 

I pay my rent ................pounds a month 

- Monthly share of childcare, maintenance and education costs - rata na opieke nad dzieckiem, szkołe

I don't have such expenses ( wydatki)

What credit limit would you find useful?

- Jaki limit chcesz miec na karcie ( czyli ile chcesz dostać ale od tego są odsetki ) 

- contactless card- karta zblizeniowa 

Account 

I am employed at ......................(the name of the restaurant ) I would like to have/ open  an account 

overdraft - debet 

If there’s a chance you’ll spend more than you have, think about setting up a Planned Overdraft. 

This is where we agree an amount you can borrow from us before you spend it. ( uzgadnainie ile możn wydać , aby nie miec debetu )